At ETC We Provide Custom Compliance
and Employee Advocate Solutions
for Your Business.
We believe in Best Practices and Compliance, but based on our experience, the RIGHT answer is not always driven by these things alone. We will provide the information, parameters, and solutions needed to make informed decisions and identify areas of unnecessary expense to run your businesses more efficiently. We will educate you on your compliance vulnerabilities and help you devise a plan that fits your needs and budget. At ETC we do not try to sell you a package if you only need a few pieces.
We are truly a Boutique Shop!
Let our team help you do it right the first time.
ACA Services
ACA Filing/Consulting and Penalty Consulting ServicesÂ
HR Services
E-Compliance Packages for as little or as much HR assistance as you need.
Broker Support Services
Licensed Health & Welfare Consultants assistance.
Partner Profiles
Alicia J. Haff
Heather Garcia
Latest News
Invisible Disabilities
Unseen Struggles: The Hidden World of Invisible Disabilities in the American Workplace In the ever-evolving landscape of the American workforce, a significant portion of employees grapple with challenges that are […]
Avoid 10 Common ADA Mistakes
The ADA Amendments Act of 2008 broadened the definition of disability previously established by the ADA and effectively expanded the group of people who would qualify as disabled. The amendments […]
IRS Lowers Affordability Threshold Again for Plan Years Beginning in 2024
Drafted by Elizabeth Raggio, JD The IRS has lowered the affordability percentage again – from 9.12% to 8.39% for plan years beginning in 2024. Meaning, Applicable Large Employers (ALEs) will […]
ACA DETERMINATION OF ALE (and Non-ALE) STATUS
ALE CALCULATION TOOL USING LAST CALENDAR YEAR EMPLOYEES AND HOURS FOR WHICH PAY IS RECEIVED Next steps: Add ALL 12 months Total FT and FTE count and divide by 12 […]
ALEs Must Consider Decreased Affordability Percentage for 2023 Plan Years
The 2023 affordability percentage that Applicable Large Employers (ALEs) use when determining whether their offer of coverage is affordable such that they are not subject to 4980H(b) penalty exposure is […]
GAG CLAUSE PROHIBITION COMPLIANCE ATTESTATION (GCPCA)
RE: Provider/Network/Health System Carrier, TPA, PBM, and Direct Contracting Gag Clause Prohibition Effective December 27, 2020 under CAA Title II Section 201 (Transparency) Submitted Attestation Due Date: December 31, 2023 and Dec 31st annually […]
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Allow us to discuss your needs and build a customized Action plan. Call us now at (210) 323-7846, or click the button to make an appointment.